Pre-paid funeral plans
A pre-paid funeral plan lets you arrange the funeral you want in advance. It allows you to specify your wishes and cover the funeral director’s services ahead of time, giving you and your family peace of mind.
Plan ahead with peace of mind
Planning ahead means your loved ones won’t have to make difficult decisions during a stressful time. Our pre-paid funeral plans are flexible, helping you record your preferences while protecting you from future cost increases.
A plan to suit your needs
As an independent funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you.
- Discuss your funeral requirements at our premises or in your home
- Appointments over the phone or via email are available
- Include personal touches such as music, hymns, and readings
How Golden Charter helps
We work in partnership with Golden Charter, one of the UK’s largest funeral plan providers1, to offer you a simple way to plan ahead.
- Golden Charter has helped over 900,000 people plan ahead.2
- Plans are available to all UK residents, regardless of age or state of health.
A plan from Golden Charter also includes an allowance towards third-party costs, such as cremation or burial fees, and the minister or officiant’s fee to perform the service.
Ready to plan ahead?
You can arrange a Golden Charter funeral plan online in just a few steps.
What's included in a pre-paid funeral plan
Funeral director services included:
- Professional services and arranging the funeral
- Transportation of the deceased
- Care of the deceased and family viewings if requested
- Advice on certification and registration of death
- Funeral vehicles
- Advice on bereavement counselling
- Coffin or casket of your choice
Third-party costs (outside funeral director control)
Depending on the plan chosen, Golden Charter plans may include a contribution towards:
- Crematorium fee
- Minister or officiant’s fee
- Cemetery fee: opening of a grave or interment of cremated remains
Other associated third-party costs may include:
- Purchase of grave or lair
- Hire of church or other venue
- Fees for organist or soloist
- Memorials: headstone, book of remembrance, tree planting
- Catering, floral tributes, newspaper announcements
Payment options and security
Golden Charter plans can be paid in different ways:
- Spread the cost over time
- One-off payment
Your payments are held securely in the Golden Charter Trust, independent of Golden Charter, ensuring services in your plan can be paid for when required.
For full details about Golden Charter funeral plans, including payment protection and plan rules, visit the Golden Charter FAQs
Looking after you as a customer
As a plan holder, you will receive:
- Personalised plan documents
- Plan holder certificate
- Membership card
- Option to add a nominated representative
We will hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and start arrangements.
Thomas Brown & Sons Ltd are an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans, authorised and regulated by the Financial Conduct Authority (FRN:965279).
1. Based on Golden Charter analysis and independent research, January 2023
2. Correct at October 2023
Contact us to discuss a pre-paid funeral plan
Our team can help tailor a plan to suit your wishes and guide you through your options.